In today's active real estate market, there are often many questions surrounding the costs of buying, selling and refinancing a home or property.   Whether you are a buyer or seller in a real estate transaction, you may have a number of questions about purchasing Title Insurance.   Important questions such as: why is Title Insurance necessary and how does Title Insurance work?   Title Insurance provides the necessary protection to assure full ownership and the rights of the buyer, the seller and the lender.   Title Insurance protects you, your real estate purchase and your future.

What is Title Insurance?

Fact:   Title Insurance legally protects the lender and/or the buyer against loss arising from disputes over ownership of a property.

What does the Title Insurance policy insure?

Fact:   Title Insurance guarantees that a presumed owner of a house is in fact the owner with the right to sell, mortgage or otherwise enter into legal agreements that affect his or her property.   Title Insurance further guarantees that a home can be used as collateral for a mortgage loan and that there are no other liens or legal issues that could adversely effect the lender's security.   Title Insurance